SkillsFuture Credit Utilisation across Income Bands, Housing Types and Course Areas in 2025 and Further Strategies to Improve Utilisation Rates

Mr David Hoe asked the Minister for Education based on the SkillsFuture Credit utilisation patterns as at end-2025, (a) what key lessons and takeaways the Ministry has drawn on how utilisation differs across household income bands, housing types and broad course areas; and (b) how these insights will inform refinements to increase utilisation rates and ensure SkillsFuture Credits better reach and benefit lower-income and less-upskilled segments.

Mr Desmond Lee: In general, training demand reflects the skills that are sought after in the labour market. As at end-2025, the most popular courses using the SkillsFuture Credit were in the areas of Information and Communication, Transportation and Storage, Advertising, Sales and Marketing, and Food and Beverages.

We do not track SkillsFuture Credit utilisation by an individual's income or housing type. Our observation is that adult learners prefer courses that are able to accommodate their busy schedules, such as online learning. In addition, we have measures, such as the training allowance, to help mid-careerists acquire skills that require substantive, longer-form training.

To help individuals make well-informed training choices that match their job requirements or desired career pathway, SkillsFuture Singapore works with community partners, the Labour Movement and self-help groups to raise awareness of the SkillsFuture movement and how to use SkillsFuture initiatives purposefully, including to individuals who are less digitally savvy. Through these efforts, we aim to better support individuals in taking up relevant training courses, including when using their SkillsFuture Credit.